Our timeline

Three steps to funding

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Apply online in minutes

Choose your terms

Receive your funds

Fill out our straightforward digital application. Checking your personalized rate options is quick and will not impact your credit score.

Review clear-cut terms and select a fixed monthly payment structure that fits comfortably within your household budget.

Once approved, your funds are sent directly to your bank account as soon as the next business day so you can move forward.

Check Your Rate
Clear criteria

Simple eligibility criteria

A transparent look at credit

Basic requirements

We believe in financial momentum. Checking your loan options only requires a soft credit pull, which has zero impact on your credit score. A hard inquiry is only made when you accept your terms and sign.

To qualify for an installment loan, you must be a US citizen or permanent resident, have an active bank account, and show a steady source of income.

Got questions

Common questions answered

Will checking my rate affect my credit?

What are the loan limits?

Are there prepayment fees?

No. We use a soft credit inquiry to show your personalized rate options, which does not impact your credit score at all.

We offer structured installment loans ranging from $2,000 to $35,000, tailored to fit your specific budget and personal goals.

None. You can pay off your loan early at any time to save on interest, with absolutely no prepayment penalties or hidden fees.